Top 5 Benefits Of Purchasing A Travel Insurance

Travel insurance, as the name suggests, is the insurance offered to those individuals traveling in India or abroad. Be it a domestic holiday or an international one, travel insurance comes with its own set of advantages that help you experience a hassle-free trip while keeping you away from any extra, unplanned expenditure, if occurred.

There are various companies offering comprehensive travel insurance online and at minimal premiums. Here, you get complete information pertaining to various unfavorable happenings which can obstruct your journey and may incur huge expenses too. It’s vital to buy a single trip travel insurance plan especially, if you’re traveling abroad for couple of days or weeks. To know more, take a look on major benefits you get along with this travel insurance policy-

#1 Emergency Medical treatment-
It’s not possible to take the family doctor along, wherever you go. However, you can always keep a cost-effective alternative like travel insurance, with you which keeps you away from almost all extra medical expenses, as and when occurred. By any chance, you fall sick during the journey and require an immediate medical treatment but, are short of funds. Then a travel insurance provides you a financial safeguard as and when required. Each travel insurance come with a mandatory cover of emergency medical treatment cover which ensures you witness a hassle-free and delightful travel experience.

#2 Loss baggage or passport-
Traveling is fun, however, this fun may get interrupted if your important documents or baggage gets stolen or loss. This is another crucial reason why you must buy a travel insurance before boarding your flight. Travel insurance compensates for any loss occurred in case any of your baggage, camera, sports bag, garments, passport or visa loss. As soon as you begin the journey, you can avail these benefits. For an additional convenience and ease of the clients, most of these insurance companies offer tailor-made travel insurance policies which you can get customized as per your budget and requirement.

#3 Emergency Medical Assistance or Evacuation-
Generally, this additional cover is offered to the older ones who suffer from blood pressure, diabetes or heart diseases and travel overseas at least, for one to six months. Any unfavorable happening like sudden death, heart attack, or BP attack may occur during the journey, for which the travel insurance provides complete coverage and pays off all charges against emergency medical assistance or evacuation, as and when required.

#4 Cancellation, Curtailment or Trip Interruption-
All international holidays are planned before-hand where mostly all hotel bookings and amusement park bookings are done well in advance. However, there are cases, when most of these bookings become non-refundable if you prepone or cut-short your trip due to any reason. This is another major advantage of purchasing a travel insurance, where you get all such expenses and charges compensated by the travel insurance company itself. It is highly beneficial for those who plan a world tour and make all important bookings in advance.

#5 Missed Departure-
In case, you cannot board flight from the home country to the destined country or vice-versa, due to a transport failure or any other genuine reason, travel company pays off compensation against all additional accommodation charges and other necessary expenses, until you board another flight successfully. However, this cover remains invalid if you miss a stop-over flight. For complete information regarding this clause, must consult your insurance agent at the earliest.

Apart from the above mentioned benefits, travel insurance also provides additional benefits of personal liability, legal expenses and personal expenses ,as and when occurred. For more information on travel insurance, you can also consult an online travel agent.

Sahil Doshiis a writer and has been writing on topics related to general insurance. In this article he focuses over the benefits of travel insurance.

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