There are several things to look for if you are availing a travel insurance policy. Unlike health insurance or motor insurance policies, most of the travel insurance policies are valid for a short span of time. The sum assured depends on the distance, location, benefits covered and number of passengers. Accordingly, you need to pay a premium amount. Buy travel insurance online from India based insurance comparison sites in order to get the best quotes. Given below are a few basic benefits of a comprehensive travel insurance policy-
Compensation for medical emergencies – If you have a comprehensive travel insurance plan, one of the major benefits of it is that you can get coverage for any kind of medical emergencies when you are on vacation. This can help you a lot when you are traveling overseas.
Coverage provided for per-existing medical conditions – If you have bought a travel insurance policy, make sure that you and your family get coverage for most of the per-existing medical conditions while traveling.
Airfare reimbursement for flight cancellations – Why not buy travel insurance online from India based insurance providers that can provide you extensive coverage without emptying your pockets? One of the benefits of travel insurance policies is that the insurer is eligible for an airfare reimbursement when the flight is postponed or cancelled, which means you need to spend your money for any flight cancellation.
Loss or damage of personal valuable items – While traveling, chances are there that one of your precious belongings might get damaged or lost. If you intend to buy travel insurance online, India based companies can be the best bet. Travel insurance policies generally provide a lump-sum compensation for all the valuable items lost or damaged.
Loss of Passport, visa or other travel documents – Travel insurance can be your savior when you have lost your travel documents along with the passport. Having travel insurance means fast processing of your document recovery from the respective offices.
Emergency evacuations – Travel insurance can also help and provide financial support on situations like emergency evacuations, many a times due to natural disasters like hurricanes, flood, earthquake, etc. This includes food, lodging and transport from one place to another.
Delay in arrival of luggage- Often it happens that you have reached the airport and your luggage is yet to arrive. It may cost you a lot to re-collect your luggage again and may hamper your scheduled plans. However, if you have opted for travel insurance plan and entitled to get a compensation for delay in arrival of luggage, you can avail that to meet all the expenses incurred while traveling.
Car crash – Many travel insurance plans also cover accidents like car crashes. You can check the policy documents beforehand to see whether it includes accidents like car crash.