Travel Insurance can help protect you from the unexpected, whether you’re travelling the world or closer to home. Below are some of the travel insurance Australia plans that can help you while you are travelling.
International Comprehensive Travel Insurance
This premium plan is designed to help when unexpected emergencies arise. It covers many of the extensive range of events as well as essentials that may affect your overseas trip. This plan consists of Overseas medical expenses which includes overseas hospital, surgical, medical, nursing, ambulance and emergency dental expenses with an unlimited cover limit, Additional expenses which includes additional transportation and accommodation expenses as a result of events such as natural disasters, sickness, natural disasters, loss of travel documents and strikes with an unlimited cover limit, Luggage and personal effects which includes replace, stolen or damaged luggage ,repair or pay you the value in cash of lost, and personal effects with a cover limit of $ 7500,Theft of money which includes reimbursement for cash, postal or money orders accidentally lost or stolen from your person, bank or currency notes with a cover limit of $ 250,Ammendment or cancellation costs which includes cost of rearranging or cancelling your journey because of unforeseen circumstances outside your control such as accidents, illness, and extreme weather conditions with an unlimited cover limit.
Domestic Travel Insurance
Travel mishaps can happen even when you’re close to home. If you’re travelling within Australia, domestic travel insurance in Australia is the easiest way to protect your luggage, car hire and travel plans. This plan consists of additional expenses which includes additional accommodation and transportation expenses as a result of events such as natural disasters, sickness, loss of travel documents and strikes with a cover limit of $ 10000,Luggage and personal effects which includes theft or damage to your luggage and personal items with a cover limit of $ 4000,Travel documents which includes replacement cost of lost or stolen travel documents, credit cards and passports with a cover limit of $ 4000,Travel delay which includes additional accommodation expenses if your scheduled transport is delayed over 6 hours with a cover limit of $ 1000,Disability which includes injury that causes permanent total loss of sight in one or both eyes, or the permanent total loss of use of one or more limbs within 12 months of the date of the accident with a cover limit of $ 10000,Rental car insurance excess which includes excess charges for damage to or theft of a rental car with a cover limit of $ 3000.
Annual Multi-Trip Travel Insurance
If you’re travelling more than once a year, annual multi-trip travel insurance plan could help save you time and money. When you get a quote, select “annual multi-trip” for your choice of International Comprehensive or Domestic Travel insurance Australia, and then select the highest region for the destinations you plan to visit. Make sure they have an annual or single-trip insurance policy too if you’ll be making some of those trips with your partner. Your dependent children are automatically covered for free while they travel with you. Maximum journey lengths include 30, 45 or 60 days. You can make as many trips as you want as long as each one doesn’t exceed your chosen number of days. When you travel within Australia, your cover applies when you travel to a destination more than 250km away from home.