If you are planning to take a holiday or business trip then travel insurance is a necessity that you have to take into consideration and allow for in your budget. Travel insurance is insurance that is intended to cover financial and other losses incurred while traveling, either within one’s own country, or internationally.

Travel insurance specifically may cover a traveler’s vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage.

Travel insurance can provide you coverage for medical expenses, trip cancellation/interruption, baggage damage, and much more.

Travel insurance can be an easy insurance policy to arrange and usually will fall into one of the following categories, single trip insurance, annual travel insurance, backpackers insurance or ski insurance. Travel insurance can usually be arranged at the time of booking of a trip to cover exactly the duration of that trip or a more extensive, continuous insurance can be purchased from most travel agents, travel insurance companies or directly from travel suppliers such as cruiselines or tour operators.

Travel insurance can be an easy insurance policy to arrange and usually will fall into one of the following categories, single trip insurance, annual travel insurance, backpackers insurance or ski insurance. Travel insurance can usually be arranged at the time of booking of a trip to cover exactly the duration of that trip or a more extensive, continuous insurance can be purchased from most travel agents, travel insurance companies or directly from travel suppliers such as cruiselines or tour operators.

Travel insurance cover may include typically, trip cancellation due to terrorism and other named unforeseen events, trip delay, lost baggage, medical emergency, and other problems associated with travelling. It is always advisable to check the travel insurance companies policy wording and terms to fully ensure that you are covered for your own specific requirements. Your travel insurance policy can be arranged to cover the whole family on either a single trip or annual travel insurance policy and you will be insured even when you’re not travelling together. Cover can be arranged for most periods of time and typically would range from five days to three months. An Annual Multi Trip policy will cover you for a 12 month period. Most policies cover a wide range of holidays from simply relaxing on the beach in Spain to bungee jumping in New Zealand. Again it must be said that policies can be adapted to your individual needs, you only pay for the cover you actually need. Failure to disclose a medical condition could lead to cover being invalid.

Annual

If you travel more than once a year, check out annual travel policies, which provide insurance cover for every trip you take in a 12-month period. If you plan to take more than two trips per year it some times is cheaper to buy an annual holiday insurance policy than buy two separate single trip travel insurance policies. In the United Kingdom there are many insurance companies that provide cheap holiday insurance and annual travel insurance for residents of the UK and Ireland.

Single

A single trip policy can be taken out for any available geographic location and if you only intend to take one holiday per 12-month period of time will more often than not be the most economic travel insurance policy to consider.

Online

Booking your holiday insurance online is quick and simple. Once you get a quote and are happy with it, it takes just a few easy steps to buy online and get instant cover.