The Importance Of Travel Insurance & Reasons to Get Travel Insurance
Many are unaware of the importance of travel insurance.

Travel insurance provides protection while travelling.

It protects one against travel linked accidents & unexpected medical expenses during the travel.

Also other types of losses are covered like passport loss & baggage loss along with delayed flights & delayed baggage arrival.

However, there’s a need to understand the metrics to be able to buy the best travel insurance.

Also you need to analyze which all things are covered.

Travel insurance provides coverage only for a specific travel phase.

Therefore, you should always ensure about the specifics of your insurance cover in terms of time frame and expandability.

The Reasons for Buying Travel Insurance are-
Get your medical expenses covered-
While traveling, there’s risk of accident and sickness.

Comprehensive travel insurance plan takes care of all these things so that you’re able to enjoy throughout your journey.

Covers Baggage Loss-
You get compensation for loss of baggage.

Covers baggage delay costs
You’re compensated for incurring expenses because of delay in baggage arrival while traveling overseas.

Covers passport loss-
You get compensated for your expenses to get duplicate or a new passport.

Individual Liability-
You get compensated for 3rd party damage costs incurred. This may occur for reasons like demise of third-party or body injury.

It can also be the case of damage costs incurred to property of 3rd party. In each case, the insured is covered for his/her involuntary involvement.

Hijack events-
In case your carrier gets hijacked, the insurance company will provide you with distress allowance.

In-hospital protection-
Your Travel Company pays you a daily benefit.

This is for one who is an inpatient receiving treatment in hospital for injury or sickness.

Reimbursement for trip delay-
You get reimbursement for additional expenses incurred during trip delay.

Automated-extension facility-
You’re able to extend your policy date when it nears expiry for maximum 1 week.

Illness Dental Relief Plan-
This facility favors immediate Dental Treatment for a person due to sudden emergencies like acute pain during the travel.

The other reasons to purchase travel insurance are-
To obtain visa- One more reason to purchase travel insurance is getting a visa to travel to certain countries.

Certain countries require having travel insurance as a necessity.

It’s always advisable to get a travel insurance plan while travelling for business or holidays or education purpose.

This is because the medical treatment costs in many countries tend to be higher than our country.

In case your flight gets cancelled

In case your trip is cancelled due to illness
In case your cruise line or airline or other tour operator becomes bankrupt, you get refund.

In case you have medical emergency while residing in foreign country
In case a terrorist incident happens in a foreign country, you get compensated.

You get compensated in case a hurricane or any other natural calamity forces your evacuation from your resort or hotel.