Getting car insurance can be a headache for anyone, especially if one is looking to get a one month car insurance. But if one is willing to do a little research, he should be able to find such a short term auto insurance.
The aim of looking around and comparing prices of travel insurance in order to find the cheapest one seems pretty obvious – to save money. This kind of move is the most convenient one to take but only to certain types of travelers and not to every kind of traveler.
If you are looking to travel abroad or out of town for a period of 30 days, then it is better to look for a short term insurance. You may not want to travel all the destinations while on your trip using public transports like buses or taxis.
In comparing the two, the first thing that we have to look at is the coverage of the policy against its price. In a single trip insurance policy, the following items are covered: curtailment, emergency medical repatriation, personal accidents. In terms of a delayed travel, the abandonment of a trip within 24 hours is not covered; only missed departures are included in the travel coverage.
Annual travel insurance can also be referred to as annual travel cover, yearly holiday insurance, annual trip insurance, and annual multi-trip. This kind of policy is very well suited for individuals, couples, and families, who do a lot of travelling throughout the year.
At the same time, different accessories of your car like your audio system, the windscreen and the air conditioner can also be insured for damage or theft. Moreover, coverage of damages to third party due to personal injury will also be covered by a one month car insurance.
The next thing to consider is the age. People of age 66 to 70 have a maximum of 60 days, and those with age 71 to 74 (the maximum age that can be covered) has coverage of about 31 days at most. In this kind of insurance policy, you can choose a variety of items which can be covered by your insurance. These could include a cover for any hazardous activities, cover for baggage and other personal belongings, cover for your golfing activities, excess waivers, and even an unexpected cancellation of events that you were supposed to attend. When it comes to duration, there is also an even wider policy than that of annual travel insurance: comprehensive travel insurance. If you happen to be continuously travelling outside the UK for up to 15 months at a time, then this type of travel insurance is best for you. You could even extend this policy for even up to 18 months when you subject it to no claims on medical problems. This could also have the same options as that of an annual trip insurance policy.
So if you have already considered those things, it is now perhaps the time to get an annual travel insurance if you think it’s best suited for you.