The time is here, you might have thought that it would never come but here it is. You are eligible for Medicare and you have been getting information from everybody in the entire Insurance business.
Calls, emails, flyers. There is no shortage of information for you to look at or listen to but how do you make the best decision? Medicare can be a real maze with all of the plans to choose from like Medicare Advantage, Medigap, Part D, and Medicare Supplement.
Try not to get overwhelmed, this to will pass. You will find a good plan for your needs, they are out there for every budget. Its just about where to look for these plans. Medicare Supplement Plans can be more money per month but are a great option. Medicare Advantage Plans are less per month but do have large gaps in coverage.
Most of the time you will find that getting advice from a friend is the best idea. However on very sensitive financial issues like the best Medicare Plan for you, it is best to consult with someone that understands all of the factors involved in making the best decision.
Talk to a professional, a Financial Advisor or Insurance Agent that has the ability to offer all of the companies in your state can provide great information that can aid you in a educated decision. There are some factors that your Financial Advisor and/or Insurance Agent should be asking you about. They are the following:
Will you be moving in the future?
Are you always traveling around the country?
Are going to be traveling outside of the United States any time soon?
What is your budget?
Does freedom of choice when it comes to providers matter to you?
Gleaming from all of this information a good Advisor will be able to help you find a plan that works.