To own your dream home is a privilege that everyone desires in their life. Home loans in India provide almost 80 to 85% of the market value of the home that you decide to purchase. In other words, if you can arrange 15 to 20% of the total cost of the property and qualify for the home loan, you will get the remaining finance required to possess your own property.

Whether you have a government job or a private job or have your own business, the option of housing finance is available to you. A housing finance company in India would provide you with the required funds once you duly complete the loan process and provide all the essential documents. Though the process to secure home loans is perceived as tedious and exhausting, it isn’t so anymore due to the online housing finance facilities that most banks/financial institutions offer today. From filling a loan application to securing the house loan, several processes can be completed from the comfort of your own home or office. Housing finance in India has been simplified with several easy-to-follow online steps, making it easier than ever before.

The housing finance company of your choice strives to offer a home loan that would optimize the core value by minimizing the delay, increasing the ease of availing the facility and providing you with just the right interest rate. Though it may not be as easy for nationalized banks, private companies try their best to provide customers with unmatched facility and service.

With simplified online tools such as the EMI calculator, the eligibility calculator, the stamp duty calculator and other detailed information about eligibility, repayment and processing fees, most home loan borrowers can make a well thought out decision and proceed to finalize their home loan.

You can also visit the nearest branch of a reputed housing finance company and submit your documents or have the their representative come and pick it up from your house, instead of visiting a location far away from your home or office. The convenience of making the repayment via electronic clearing service, which is known as ECS, is also available along with traditional post dated cheques on your salary or saving account.

The advent of technology has enabled housing finance companies to reduce our efforts and speed up the housing finance approval process. Hence, it is the best time to avail a loan and buy your dream home in a hassle-free and tech-savvy manner.