There are several kinds of programs which have been designed by the federal government for the welfare of citizens and grants for low income housing are supposed to be the part of one of those programs. This program is authorized by the Housing Act of 1949 and comes under section 504 loans and grants. The main motive of this kind of program is to facilitate citizens with funds for home repairs as well as improvement. Usually, US Department of Agriculture Office of Rural Development manages these kinds of programs and provides loans and grants to the low income housing owner-residents. It is the grant given to the low income home owners for the purpose of home repairs. There are numerous citizens availing the advantage of these programs in US, these days. If you are the citizen of US and interested in getting these types of grants then you must make yourself clear with all the relevant information prior to applying for it.

As per the rules of this program, loans are given for general renovation of the property and grants mainly aimed at lessening of safety and health problems. Normally, home improvement grants are given to get rid of protection risks and to modify projects so that housing may get much handy to those with disabilities. If you find that there is common need of rebuilding your house then these grant funds can also be used for this purpose with great ease. Most of the people are availing the advantages of these funds for making progress in electrical, heating or plumbing systems of their houses. There are several awards primarily paying special attention on weatherization of the low income homes after considering the importance of green projects as well as energy savings.

Mostly, rural low income regions are getting these kinds of loans and grant funds because they are usually directed by the Department of Agriculture in US. However, there are some conditions of these grants and one needs to be eligible on all its aspects. The eligibility of the grants for low income housing is based on, if an applicant is having house in a rural area where the population is less than 10,000. Besides this, the condition for the population of the rural area may be up to 25,000, if the society is not incorporated in a Metropolitan Statistical region.

At the end, it can be concluded that grants for low income housing is only offered to those who have their house in rural low income areas with a population of less than 10,000 people.