A group of funeral directors in Utah wanted to create and insurance product to help pay funeral costs during a family’s time of need and, in turn, created Sentinel Life in 1948. In the last 60 years they have been providing a quality insurance product as well as services to their policyholders. Competitively priced plans, excellent commissions, and service set them apart from their competition.
Medicare Supplements, or Medigap, are plans offered by private insurance companies that “fill the gap” in Original Medicare Parts A and B coverage. Also, Medicare SELECT is available, which is also a supplemental insurance policy. The only difference is that if your client is in need of hospitalization they will need to be admitted to one of the network’s hospitals for care. Otherwise SELECT plans generally have a 15% lower premium and have fewer rate increases.
Sentinel Life offers Medicare Supplement/SELECT plans as well as a Final Expense option; and, they have a Combo app available for the two. Combo applications will help increase your commissions and retain your clients, by allowing your senior clients to have a “one stop shop” for their supplemental insurance needs. They also offer perks to agents like 12 month advancing, fast policy issue, excellent commissions paid weekly, ultra competitive premiums, direct company contracts, and top level service and support.
Perks for consumers include affordable premiums; multiple plans to choose from; no network restrictions; and, guaranteed renewable Medicare Supplement plans. They take pride in both their customer and claims services and have a dedicated staff with an average tenure of 19 years with the company. Their rich history and quality products make them a product you can feel comfortable selling to your senior clients.
Sentinel Security Life Insurance Company has a B++ (Good) rating by A.M. Best and are licensed to operate in 21 states including Arizona, California, Colorado, Hawaii, Iowa, Kansas, Louisiana, Minnesota, Montana, Oklahoma, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Texas, Utah, Washington, and Wyoming.